Category: Health

Guide On Finding The Best Health Insurance Deal

Contrary to popular belief, choosing a health insurance is not as simple as just picking the most expensive one, or choosing the insurance that covers the most procedures or medications. There are specific nuances that you should look for and factors that should be considered in order to find the best health insurance deal. Luckily, we are here to help you in that regard. If you don’t have a health insurance coverage and would like to change that now, you came to the right place. This article will help you choose and compare health insurance by providing you with some tips on how to find the best health insurance deal for you. Without further ado, let’s start:

  1. Medication coverage

The first thing you should consider is if your routine medicines or the prescription drugs that you are already taking would be covered by the health insurance that you are considering to get. If you already have plenty of routine meds, it might be a good idea to check if an insurance provider covers most, if not all of your routine medication. 

Every health insurance company features a formulary, which is a term for the list of medications that they cover.  If a medication is not included in the formulary, chances are that medication might not be reimbursed, and individuals will need to go through a long procedure to get coverage. 

The list of eligible medications is also separated into categories, which affect the amount of money that you may be required to pay for a copayment or coinsurance. Generate a checklist of your existing medications and match it to the insurance policy’s formulary to ensure that your medications are included and that you fully comprehend any potential expenses for medication that are not covered by the insurance policy.

  1. Insurance deductible policy

Another factor to consider when choosing a health insurance coverage is the policy’s deductible, which will determine how much must you spend with your own money before your insurance takes effect. 

For instance, if the deductible is $1,000, the health plan will not cover the majority of the spending until after you’ve paid $1,000 from your own funds. A patient’s out of pocket expenses may also include doctor appointments, treatment charges, and in certain instances, medications. 

Certain preventative care, like authorized cancer screenings as well as vaccinations, are often paid in full before the deductible is met. Individuals who choose a health insurance that features a high deductible will generally have a low monthly insurance payment, while those who choose a plan with a lower deductible would likely have a more expensive insurance payment every month.

Typically, insurers demand that a deductible be satisfied before paying the majority of medical and pharmaceutical services. Verify with your insurance company to see if your insurance coverage has a unified, consolidated deductible for healthcare and pharmaceutical services, or if they have a different deductible threshold for medications to determine the amount of money you need to spend out of pocket before your medications are compensated.

  1. Insurance premium

The last but not the least factor to consider is how much you will pay for the monthly premium cost. This is the price you pay to an insurance provider for insurance, regardless of whether you utilize medical and pharmaceutical services. If you quit paying your premiums on a regular basis, you run the danger of losing your policy. In addition, you will be liable for the deductible as well as coinsurance, so keep that in mind when picking an insurance coverage if you are tight on cash.

Coca Cola Fighting Obesity With New Ad Campaign

In an ironic twist of what some are calling damage control public relations, Coca-Cola’s latest campaign is not about selling sodas–it’s about fighting obesity.

In the first commercial of the campaign, called “Coming Together,” Coca-Cola says that it would “like people to come together on something that concerns us all: obesity.”

More commercials from the campaign are set to follow on television starting this week.

Soda: the kiss of death?

Michael Jacobson, executive director of the Center for Science in the Public Interest (CSPI), says that soda is one of the number one culprits of obesity in the country. But Coca-Cola is singing a different tune, pointing out that 180 of its beverages are low- and no-calorie drinks.

The campaign’s core message is that “all calories count” and that “if you eat and drink more calories than you burn off, you’ll gain weight.”

CSPI, on the other hand, believes the campaign is just “a damage control exercise” and not a valuable or meaningful push from Coca-Cola toward ending obesity.

Moderation, please

According to Jacobson, soda isn’t inherently bad, but moderation must be exercised–a trait that doesn’t seem to come easily to Americans.

“We don’t want to wipe out soft drinks. But we would like to see soft drinks return to the dietary role they played in the ’50s, which was occasionally, and small portions, (as a) special treat. Now, people are guzzling huge containers of soda every day of their lives, practically.”

Coca-Cola has also decided to add calorie counts to the front of soda labels, making it easy for consumers to know what they’re drinking. And the company’s spokesperson Ben Scheidler said they’re dedicated to educating people about “energy balance.”

“We’ve never been more committed to doing our part to help address the issue of obesity,” Scheidler said.

Can Dogs Get Diabetes

Yes, believe it or not, it’s true. Diabetes mellitus, also known as diabetes, it can not dogs. Come about 1 in 500 dogs may be suffering from this disease. The races will most tend to be diagnosed with diabetes, are the German Shepherd, Schnauzer, Beagle, Poodle, Golden Retriever, and Keeshond. The disease usually occurs in middle-aged dogs between the ages 6 to 9 years. Most dogs are affected by type 1 diabetes, a disease where the body no insulin at all. Symptoms of research are alcohol abuse, bulimia, frequent urination, dehydration and weight loss possible or weight gain. If you’re one of these symptoms in your dog, take him to a veterinarian for examination.

The veterinarian will confirm the completeness of testing blood and serum chemistry and urinarlysis to see if your pet has diabetes. If your dog is diagnosed with diabetes, it is not the end of the world. Diabetes can be controlled with a high fiber, medium-carbohydrate diet and insulin injections. You can easily learn how to give daily insulin injections for your dog, and if you and the dog used to it, it becomes a daily routine. It is very important to diagnose and begin treatment for diabetes in the early stages of the disease.

In doing so may cause complications such as blindness and nerve damage. Untreated diabetes can be life threatening. Think about the symptoms and make sure that your beloved dog at least an annual physical examination by a trained veterinarian. A healthy, happy dog is a loyal, faithful friend and companion. You and your dog will not earn less!

In addition to writing Donna has many other interests, was one of them a deep and abiding love for animals. She is also interested in antiques and marble contemporary art glass.

Over 10 Percent Of Heart Attack Patients May Have Undiagnosed Diabetes

Surprising findings about people who have suffered heart attacks reveal that many of these people may have diabetes – and not know it.

Research from the American Heart Association’s Quality of Care and Outcomes Research Scientific Sessions 2014 found that about 10 percent of heart attack patients have undiagnosed diabetes, a condition that can raise the risk for cardiovascular events.

According to the American Heart Association, two out of three people with diabetes die from cardiovascular disease.

Patients from 24 US hospitals studied

A total of 2,854 patients from 24 U.S. hospitals were included in the study. Researchers tested the participants’ A1C levels, which determines blood sugar levels for the previous two to three months.

Findings showed that 287 patients (a little more than 10 percent) were newly diagnosed with diabetes while being treated for heart attack, and less than one-third of those 287 patients received any sort of diabetes medication or education when released from the hospital.

Even more discouraging was that doctors failed to diagnose diabetes in 69 percent of the previously undiagnosed patients, but they were 17 times more likely to recognize the blood sugar condition if they conducted an A1C test during treatment for heart attack.

Research highlights role diabetes plays in heart disease

Suzanne V. Arnold, M.D., M.H.A., lead study author and assistant professor at Saint Luke’s Mid America Heart Institute and the University of Missouri at Kansas City, said that catching diabetes in patients who have experienced heart attacks is crucial because of the role diabetes plays when it comes to heart disease.

“By recognizing and treating diabetes early, we may be able to prevent additional cardiovascular complications through diet, weight loss and lifestyle changes in addition to taking medications,” Arnold said. “Another important reason to diagnose diabetes at the time of heart attack is that it can guide the treatments for the patient’s coronary artery disease.”

The American Heart Association recommends that people who have had a heart attack be tested for diabetes.